00354nam a22000977a 4500008004100000082001700041100006000058245007000118260006000188300000800248230626b        xxu||||| |||| 00| 0 eng d  a332.367bALI  cInstitute for Development studies University of Nairobi  aInformal and Formal Credit in Rural KenyabOccasional Paper No.62  bInstitute for Development studies University of Nairobi  a88p